Terms of Service
Effective Date: September 1, 2026 | Last Updated: September 17, 2026
1. Acceptance of Terms
By accessing, browsing, or utilizing any of the services, utilities, or features available at https://www.jogitools.site ("JogiTools", "Platform", "we", "us"), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service ("Terms") and our accompanying Privacy Policy.
If you do not agree with any part of these Terms, you must immediately terminate your use of our platform.
2. Platform Description & Fair Use
JogiTools offers an extensive suite of over 53 free web-based utilities designed for PDF manipulation, image editing, document conversion, Indian business and GST invoicing, financial calculations, civil engineering estimators, and AI-powered text processing.
Our utilities are provided free of charge for personal, educational, and commercial purposes. You agree to use JogiTools only in strict compliance with all applicable local, national, and international laws.
3. Critical Disclaimers: Financial, Tax, Statutory & Engineering Calculations
A. Financial, Tax & GST Invoicing Disclaimer
Calculators and business generators on JogiTools—including but not limited to the GST Calculator,GST Invoice Maker, EMI Calculator, SIP Calculator, CAGR Calculator, and Salary Payslip Generator—are provided solely for mathematical estimation, informational, and general operational convenience.
No Professional Financial or Legal Advice: The outputs generated do not constitute formal chartered accountancy, financial planning, statutory tax compliance, or legal counsel. Tax rules, cess calculations, HSN classifications, and interest amortization schedules are subject to legislative amendment by the Central Board of Indirect Taxes and Customs (CBIC), the Income Tax Department of India, the Reserve Bank of India (RBI), or corresponding international authorities. Users are advised to consult a qualified Chartered Accountant (CA) or certified financial advisor prior to filing official tax returns or executing binding agreements.
B. Civil Engineering & Construction Mix Disclaimer
Construction estimation utilities—such as the Concrete Mix Estimator (derived from IS 456 / IS 10262 proportions) and Brick Calculator—provide approximate material quantities based on standard empirical ratios. They do not substitute for certified structural engineering designs, geotechnical site investigations, or professional architectural drawings. JogiTools assumes no liability for structural decisions, material orders, or construction outcomes.
4. Intellectual Property & 100% User Content Ownership
Your Content Belongs to You: All files, PDFs, images, invoices, payslips, quotations, and documents created, converted, or generated via JogiTools remain 100% your property. JogiTools asserts zero copyright, proprietary interest, or license over the documents you process. You are fully entitled to download, print, distribute, and submit them to your clients, employers, banks, or governmental agencies.
Platform Property: The JogiTools website design, brand, logo, codebase, custom vector graphics, and tool algorithms are the intellectual property of JogiTools and protected under applicable copyright and trademark legislation. Unauthorized scraping, cloning, or redistributing of our software architecture is strictly prohibited.
5. Prohibited Conduct
When using JogiTools, you agree not to:
- Upload or process files containing computer viruses, trojans, ransomware, or malicious executables.
- Process materials that are fraudulent, defamatory, obscene, or that infringe upon third-party copyrights or intellectual property.
- Attempt to reverse-engineer, decompile, or bypass any security restrictions of our server infrastructure.
- Deploy automated bots, scrapers, or high-concurrency denial-of-service scripts that impair platform performance for other users.
6. Third-Party Advertisements & External Links
Our website displays advertisements supplied by Google AdSense and qualified advertising partners. We do not endorse, guarantee, or assume responsibility for any third-party products, services, claims, or external websites linked to through these ad banners. Users interact with advertisers at their own discretion and subject to those third parties' individual terms and privacy policies.
7. Voluntary Tips & Refund Policy
Users who choose to support our infrastructure via voluntary tipping ("Buy Us a Chai") do so on a non-refundable basis. All payment processing is handled independently by PCI-DSS certified gateways (Razorpay and Stripe).
8. Disclaimer of Warranties ("As-Is" & "As-Available")
JOGITOOLS AND ALL ASSOCIATED SERVICES ARE PROVIDED STRICTLY ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED OPERATION. WE DO NOT WARRANT THAT CALCULATIONS OR FILE CONVERSIONS WILL BE ERROR-FREE OR THAT SERVER ACCESS WILL BE UNINTERRUPTED.
9. Limitation of Liability
IN NO EVENT SHALL JOGITOOLS, ITS FOUNDERS, DIRECTORS, OR EMPLOYEES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, DATA LOSS, BUSINESS INTERRUPTION, OR TAX PENALTIES) ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR TOOLS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
10. Governing Law & Jurisdiction
These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in Hisar, Haryana, India.
11. Contact Us
If you have questions regarding our Terms of Service, please reach out via:
Support & Legal Desk: djogi7481@gmail.com
Platform: JogiTools Digital Platform
Location: VPO Kabrel, Hisar, Haryana 125052, India